Why Finance Your Bike?

Not everyone needs financing to purchase a bike. But for those of us that do, financing can be a great way to spread out your investment over a period of time.  

If you are investing in a cargo bike for your family, you may be thinking of this purchase along the lines of a major transportation investment. Financing can help ease the burden of the up front cost of an investment in your health and happiness.

We're no fans of high interest rates or predatory lending, and we vet our financing options to make sure that they are a benefit to our consumers.  Make sure to read the fine print.

And of course, you don't necessarily need to finance the full purchase price - partial financing might make sense if you have some funds to put down initially, and wish to have a small monthly payment moving forward.


Financing Options Available At Blue Heron

We currently work with two lenders to help finance your purchase. Think of these financing options as credit cards used specifically to purchase a new bicycle.


Synchrony Financing

Pay no interest if you pay your balance in full within 6-12 months. Ideal for consumers looking to finance part or all of a purchase with a short repayment timeline.

Click the link below to be redirected to their website where you can read the full terms of their offer, and even get pre-approved. Once you are pre-approved online, either come in to the store or give us a call with your pre-approval details.  We will work with you and your unique financing situation to address your transportation needs. 

Variant Financial

Up to 60 months financing at 14.99% - may be ideal for consumers with lower credit scores or seeking a low monthly payment.

Click below to accept the terms of Variant Financial and get pre-approved for credit through Variant.  Once you are pre-approved online, either come in to the store or give us a call with your pre-approval details.  We will work with you and your unique financing situation to address your transportation needs.